Michigan measures its four months from publication, and what the representative knew decides who gets longer
MCL 700.3803(1) bars a pre-death claim — including a claim of the state or a subdivision of it, “whether due or to become due, absolute or contingent, liquidated or unliquidated, or based on contract, tort, or another legal basis” — unless it is presented within one of three windows. Where notice is given in compliance with § 3801 or § 7608, the period is four months after the date of publication of notice to creditors.
Subdivision (b) treats known creditors differently, and defines “known” by a window rather than by a moment. For a creditor known to the personal representative “at the time of publication or during the 4 months following publication,” the period is one month after the subsequent sending of notice or four months after publication, whichever is later. A creditor the representative learns of in month three is therefore still owed notice, and may end up with a deadline past the general four months.
Failing to give notice at all does not close the estate early — it holds it open far longer. Under subdivision (c), if the notice requirements of § 3801 or § 7608 have not been met, the period is three years after the decedent’s death. The four-month figure is the reward for publishing, not the default.
One provision imports another state’s law directly: a claim “barred by a statute at the decedent’s domicile before the publication for claims in this state is also barred in this state.” For a decedent domiciled elsewhere, the Michigan deadline is not the only one that has to be checked.
Claims arising at or after death run under subsection (2): four months after performance is due on a contract with the personal representative, and otherwise four months after the claim arises or the time specified in subsection (1)(a), whichever is later.
Subsection (3) removes three things from the section’s reach entirely: enforcement of a mortgage, pledge or other lien on estate property; proceedings on liability covered by insurance, “to the insurance protection limits only”; and “collection of compensation for services rendered and reimbursement of expenses advanced by the personal representative or by an attorney, auditor, investment adviser, or other specialized agent or assistant.” The people administering the estate are not creditors racing their own deadline.
Source: MCL § 700.3803 (EPIC), eff. Apr. 1, 2000, am. 2009 Act 46, eff. Apr. 1, 2010, read from the enacting state’s own published code on 2026-09-17. Quoted wording is the statute’s; the surrounding explanation is this site’s reading of it and is not legal advice.